ACA Marketplace Carriers
The right plan, the first time
We offer the best coverage options
Every plan you need, under one roof
Comprehensive, federally regulated plans from the nation's most trusted names. Many clients qualify for $0 or low-premium coverage through subsidies.
Cigna ACA Plans
Affordable Care Act plans with large provider networks, Bronze to Gold plan tiers, and benefits like 24/7 virtual care and wellness programs. Many clients qualify for $0 or low premiums through federal subsidies.
BCBS ACA Plans
One of the most widely accepted networks in the country. Comprehensive benefits covering doctor visits, hospital care, prescriptions, and preventive services, with many plans eligible for federal subsidies.
UnitedHealthcare ACA Plans
ACA-compliant plans with a large national network, virtual care, mental health support, and wellness programs. Subsidy-eligible clients often qualify for $0 premium options.
Aetna ACA Plans
Affordable plans focused on preventive care and member support. Multiple plan levels, a growing provider network, 24/7 virtual care, and personalized tools to manage your health spending
Molina ACA Plans
Built for affordability and access, especially for lower-income households. All essential health benefits included, often with $0 premiums for those who qualify for financial assistance.
Oscar ACA Plans
Modern, tech-driven coverage with virtual care, 24/7 doctor access, and easy-to-use mobile tools. Essential benefits included, with many low-cost options for subsidy-eligible members.
Frequently Asked Questions
Straight answers to the questions we hear most often
Do I have to use the ACA Marketplace to get health insurance?
No. While the Marketplace is a great option for many people, we also offer private health insurance plans that aren't listed there. These can include short-term medical coverage, fixed indemnity plans, and health sharing programs. We'll walk you through both sides so you can pick what fits.
Can you help me if I missed Open Enrollment?
Yes. Many people qualify for a Special Enrollment Period due to life events like marriage, a new baby, loss of prior coverage, or a move. And if you don't qualify, private insurance options are available year-round.
Which carriers do you work with?
We partner with a broad network of national and regional carriers including Blue Cross Blue Shield, Cigna, Oscar, Anthem, UnitedHealthcare, Molina, Providence, Health First, and many others
How much does it cost to work with New Era?
Nothing. Our services are free to you. We're compensated by the insurance carriers when we place a policy, so you get expert guidance at no extra cost.
Do you offer plans for small businesses?
Yes. We help small business owners compare group health plans and find coverage that keeps teams healthy without breaking the budget.
What other products do you offer besides major medical?
Plenty. We also offer Accident Medical Expense (AME), Critical Illness (CI), Dental and Vision, Minimum Essential Coverage (MEC), and other supplemental riders that strengthen any base plan
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