1. Acceptance of Terms

By using our Site or services, you agree to these Terms and our Privacy Policy.

2. Services; No Guarantee of Coverage

We provide insurance information and brokerage services. Coverage is determined by insurers and law.

3. Licensing and Affiliations

New Era Health Agency is a licensed Florida insurance brokerage and is not affiliated with any government agency or the ACA Marketplace.

4. Use of Site; Prohibited Actions

• Submitting false or misleading information.

• Interfering with Site security or operations.

• Unauthorized access or data harvesting.

5. Intellectual Property

All Site content is owned by or licensed to New Era Health Agency.

6. Communications and Consent to Contact

By providing contact details, you consent to communications related to our services.

7. Third-Party Links

We are not responsible for third-party websites or content.

8. Disclaimers; No Warranties

The Site and services are provided “as is” without warranties.

9. Limitation of Liability

Our liability will not exceed fees paid or $100, whichever is greater.

10. Indemnification

You agree to indemnify us for claims arising from misuse of the Site.

11. Privacy

Data handling is governed by our Privacy Policy.

12. Governing Law

These Terms are governed by the laws of the State of Florida.

13. Changes to Terms

Continued use of the Site constitutes acceptance of updated Terms.

14. Severability

Invalid provisions do not affect remaining Terms.

15. Carrier Liability Disclaimer

Mobile carriers are not responsible for delayed or undelivered messages. Message delivery is subject to effective transmission from your mobile service provider and network availability. New Era Health Agency is not responsible for any delays, failures, or errors in message delivery.

16. Age Restriction

You must be at least 18 years of age to use this website and to consent to receive SMS communications from New Era Health Agency. Our services are not intended for individuals under the age of 18.

17. SMS Terms of Service

By opting into New Era Health Agency’s SMS program, you agree to receive recurring transactional and promotional text messages. Message and data rates may apply. Message frequency varies. You can unsubscribe at any time by replying STOP. For help, reply HELP or contact us at (954) 540-3278. Mobile information will not be shared with third parties/affiliates for marketing or promotional purposes.

18. Contact Information

• New Era Health Agency

• Phone: (954) 540-3278

• Email: [email protected]

• Address: 1221 Dunlawton Ave, Port Orange, Florida 32127